FAQ

Home even after divorce

How do I know if a RCS-D™ mortgage advisor is right for me?

If you mutually own real estate, regardless how amicable the divorce if expected to be, you should consult an RCS-D™ because there could be costly implications if an RCS-D™ is not consulted. If you’re at all interested in keeping your marital home and doing a buyout, buying a home after separation or post-divorce, or even navigating if transitioning into a rental temporarily is the right fit for you, having a no-cost, no-obligation conversation with me will be worth your time.

In what step of the divorce process is best for me to meet with a RCS-D mortgage advisor and why?

Sooner the better. Working with a RCS-D™ mortgage advisor before drafting any sort of agreements is paramount to ensure your goals post-divorce can be met. I can help guide you and your legal team on how to best structure the agreement to support your financial health to keep your current home or to purchase a new home.

Whether I'm a breadwinner or a stay-at-home mom, what value will I get out of working with you?

Just because you're the breadwinner doesn't mean that you're aware of all the options available to you to fund a buyout or if even keeping the marital home (and all of its responsibilities or tax implications) is the right thing. If you're a stay-at-home mom, I can help you understand options for what would be needed in your agreement in order to help you qualify to keep the marital home or to afford a new home after, especially as it pertains to expected child support or alimony income.

How do I afford this if I am a stay-at-home mom or don't have access to the finances?

Consultation with me is no cost to you. If you're looking to explore if you'd be able to qualify for a home on your own, but you don't yet know what the financial situation will be, we can still have a consultation to develop a guideline for what the financial situation would need to look like, or what the possibilities are around that, even if those numbers aren't solidified yet. We can create a packet for you to take to your legal team to outline what your monthly income and credit would need to be, to help you strategize options for your agreement and asset distribution to help you meet those goals.

www.PeaceofMindDivorce.info

DISCLAIMER: The information provided is for educational purposes only and does not act as legal, financial or psychological advice. While the insights may have wide applicability, readers should consult with an attorney, CPA, financial advisor, therapist or coach in your state to obtain advice with respect to your particular issue and/or case.


Jamie Milam Consulting, LLC © October 2023